05-001 · EVIDENCE C · SOURCE-SENSITIVE
Turn off all automatic renewals and switch to manual renewal upon expiry
关掉所有自动续费，改为到期手动续
No cost at all. Simply review the lists of automatic payments in Alipay, WeChat Pay, Apple, and Android — this takes only 10 to 20 minutes. From then on, you’ll need to manually initiate each renewal yourself.
What you’ll save is exactly the money spent on subscriptions you no longer use but are still being charged for each month. It takes less than 20 minutes to go through the automatic payment lists in Alipay, WeChat Pay, Apple, and Android. By regulation, merchants must provide a clear notice before charging you, along with an easy-to-find and readily accessible option to cancel at any time.
C
Move “Turn off all automatic renewals and switch to manual renewal upon expiry” to Future Me's calendar
The excuse
One more exception feels free because the bill arrives outside the current scene.
What feels good now
Today I keep a few minutes and avoid interrupting my default routine.
What the source says
The source summarizes the return this way: “What you’ll save is exactly the money spent on subscriptions you no longer use but are still being charged for each month. It takes less than 20 minutes to go through the automatic payment lists in Alipay, WeChat Pay, Apple, and Android. By regulation, merchants must provide a clear notice before charging you, along with an easy-to-find and readily accessible option to cancel at any time.” Evidence grade C. The original states the population, caveats, and sources; this is not a personal forecast.
Use the original facts and limits. For an urgent medical, safety, financial, or legal issue, contact a qualified local professional or service.
THE ENGLISH EDITION
Original recommendation and evidence
1. Turn off all automatic renewals and switch to manual renewal upon expiry
Cost: No cost at all. Simply review the lists of automatic payments in Alipay, WeChat Pay, Apple, and Android — this takes only 10 to 20 minutes. From then on, you’ll need to manually initiate each renewal yourself.
In plain terms: What you’ll save is exactly the money spent on subscriptions you no longer use but are still being charged for each month. It takes less than 20 minutes to go through the automatic payment lists in Alipay, WeChat Pay, Apple, and Android. By regulation, merchants must provide a clear notice before charging you, along with an easy-to-find and readily accessible option to cancel at any time.
Benefit: The amount saved equals the total cost of those subscriptions you no longer need yet continue to pay for. This varies from person to person, so there’s no single universal figure. Regulatory rules also require merchants to give you a clear pre-charge notice and a simple, cost-free option to cancel at any time (China, effective since 2021).
Evidence grade: C
Sources: State Administration for Market Regulation of China (2021, 2025 revised). Measures for the Supervision and Administration of Online Transactions (General Administration Order No. 37, Article 18). <https://www.samr.gov.cn/zw/zfxxgk/fdzdgknr/fgs/art/2025/art_4b47c79b8d994a42bba4835997688faa.html>
Notes: For services you actually use regularly, annual subscriptions are generally cheaper than monthly ones, so keeping automatic renewal on for these is more cost-effective. You should only turn off automatic renewal for those subscriptions you’ve long forgotten about yet are still being charged for.
Read the complete Chinese source and notes
1. 关掉所有自动续费，改为到期手动续
成本: 不花钱。把支付宝、微信、苹果、安卓的「自动扣款」列表翻一遍，一次 10 到 20 分钟。以后每次续费，要自己多点一次。
说人话: 省下来的，是那些你早就不用、每月还在扣钱的订阅。翻一遍支付宝、微信、苹果和安卓的自动扣款列表，用不了 20 分钟。按规定，商家扣款前要明显提醒你，还必须给你一个随时能取消的入口，而且要好找好点。
收益: 省下的钱，等于你已经不用、却还在扣费的那些订阅加起来的钱。每个人不一样，没有统一数字。监管要求商家在续费前明显提醒你，还要给你一个「简便的随时取消」的选项，取消不用另外花钱（中国，2021 年起施行）
证据等级: C
来源: 国家市场监督管理总局 (2021, 2025 修正). 网络交易监督管理办法（总局令第 37 号，第十八条）. <https://www.samr.gov.cn/zw/zfxxgk/fdzdgknr/fgs/art/2025/art_4b47c79b8d994a42bba4835997688faa.html>
备注: 你确实经常用的服务，年付一般比月付便宜，留着自动续费反而划算。要关的是你早就忘了、却还在扣钱的那些。
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