08-001 · EVIDENCE A · SOURCE-SENSITIVE

After a traffic accident, stop, help the injured, and call the police — don’t flee

出了交通事故先停车、救人、报警,不要跑

Source cost

No cost at all. Stopping, turning on hazard lights, helping the injured, and calling the police will take at most one or two hours. In minor accidents where no one is hurt and both parties agree on what happened, you can first take photos, then note down the other driver’s name, phone number, license plate, driver’s license number, insurance policy number, and the damaged parts of the vehicles. After both parties sign a statement, they may leave the scene and later negotiate a settlement.

Source return

If you flee the scene, you are automatically considered fully responsible for the accident. Your driver’s license will be revoked, and you won’t be allowed to retake the test for life. More practically, both collision damage coverage and third‑party liability insurance will not pay any claims related to fleeing — you’d have to cover hundreds of thousands of dollars out of pocket. Staying on the scene to help and call the police only takes a couple of hours.

Evidence grade

A

THE LOW-ROI DETOURSatire, not advice

Move “After a traffic accident, stop, help the injured, and call the police — don’t flee” to Future Me's calendar

The excuse

One more exception feels free because the bill arrives outside the current scene.

What feels good now

Today I keep a few minutes and avoid interrupting my default routine.

What the source says

The source summarizes the return this way: “If you flee the scene, you are automatically considered fully responsible for the accident. Your driver’s license will be revoked, and you won’t be allowed to retake the test for life. More practically, both collision damage coverage and third‑party liability insurance will not pay any claims related to fleeing — you’d have to cover hundreds of thousands of dollars out of pocket. Staying on the scene to help and call the police only takes a couple of hours.” Evidence grade A. The original states the population, caveats, and sources; this is not a personal forecast.

THE ENGLISH EDITION

Original recommendation and evidence

Source commit a994b6a0c905

1. After a traffic accident, stop, help the injured, and call the police — don’t flee

Cost: No cost at all. Stopping, turning on hazard lights, helping the injured, and calling the police will take at most one or two hours. In minor accidents where no one is hurt and both parties agree on what happened, you can first take photos, then note down the other driver’s name, phone number, license plate, driver’s license number, insurance policy number, and the damaged parts of the vehicles. After both parties sign a statement, they may leave the scene and later negotiate a settlement.

In plain terms: If you flee the scene, you are automatically considered fully responsible for the accident. Your driver’s license will be revoked, and you won’t be allowed to retake the test for life. More practically, both collision damage coverage and third‑party liability insurance will not pay any claims related to fleeing — you’d have to cover hundreds of thousands of dollars out of pocket. Staying on the scene to help and call the police only takes a couple of hours.

Benefit: The person who flees bears full responsibility for the accident. Only if you can prove the other driver also acted negligently might that responsibility be reduced. Fleeing also results in license revocation for life. If the incident meets the criteria for a traffic‑related crime, fleeing can lead to a sentence of 3 to 7 years; if someone dies because of it, the sentence rises to more than 7 years. Insurance won’t help either: both collision damage coverage and third‑party liability policies exclude any claims arising from “hit‑and‑run,” “intentional tampering with or falsifying the scene,” or “destruction of evidence,” leaving you responsible for any compensation costs (nationwide).

Evidence grade: A

Sources: Standing Committee of the National People's Congress (2021). Road Traffic Safety Law (Revised in 2021, Articles 70, 101). <https://jtgl.beijing.gov.cn/jgj/jgxx/flfg/fl/205308/index.html> (Reprinted by Beijing Municipal Public Security and Traffic Management Bureau); State Council of China (2017). Regulations for the Implementation of the Road Traffic Safety Law (State Council of China Order No. No. 405, revised in 2017, Articles 86, 92). <http://xzfg.moj.gov.cn/front/law/detail?LawID=75>; National People’s Congress (1997). Criminal Law (Article 133). <https://www.spp.gov.cn/spp/fl/201802/t20180206_364975.shtml>; Insurance Association of China (2020). Model Clauses for Motor Vehicle Commercial Insurance (2020 Edition) (Article 9, 22). <https://www.iachina.cn/art/2020/9/4/art_24_104621.html>

Notes: If anyone is injured, first provide aid and then call the police. If moving vehicles or people is necessary to help, mark their original positions first. Even if you feel no impact after a minor collision and drive away, that can still be classified as fleeing — when in doubt, call the police. The insurance information cited comes from standard industry clauses; the actual coverage you receive depends on the specific terms of your own policy.

Read the complete Chinese source and notes

1. 出了交通事故先停车、救人、报警,不要跑

成本: 不花钱。停车、开双闪、救人、打电话报警,等交警最多耗掉一两个小时。小事故要是没人受伤、双方对事实也没争议,就先拍照。再记下对方的姓名、电话、车牌、驾驶证号、保险凭证号和撞到的部位。双方签字后可以先撤离现场,再自己协商。

说人话: 跑了,这起事故就默认算你全责。驾照吊销,这辈子都不能再考。还有更现实的一层:车损险和三者险对逃逸一律不赔,几十万的赔偿全要自己掏。留在现场救人、报警,最多耗掉一两个小时。

收益: 跑了的那一方,要承担这次事故的全部责任。只有你能证明对方也有错,责任才可能减轻一点。跑了还要吊销驾驶证,而且这辈子都不能再考。如果这起事故构成交通肇事罪,跑了判 3 到 7 年。如果因为跑了导致人死亡,判 7 年以上。保险也不管:商业车险里的车损险和三者险,遇上「交通肇事逃逸」「故意破坏、伪造现场、毁灭证据」一律不赔,几十万的赔偿要你自己全掏(全国)

证据等级: A

来源: 全国人大常委会 (2021). 道路交通安全法(2021 年修订,第七十、一百零一条). <https://jtgl.beijing.gov.cn/jgj/jgxx/flfg/fl/205308/index.html>(北京市公安交通管理局转载);国务院 (2017). 道路交通安全法实施条例(国务院令第 405 号,2017 年修订,第八十六、九十二条). <http://xzfg.moj.gov.cn/front/law/detail?LawID=75>;全国人大 (1997). 刑法(第一百三十三条). <https://www.spp.gov.cn/spp/fl/201802/t20180206_364975.shtml>;中国保险行业协会 (2020). 机动车商业保险示范条款(2020 版)(第九、二十二条). <https://www.iachina.cn/art/2020/9/4/art_24_104621.html>

备注: 有人受伤,先救人,再报警。为了救人必须挪动现场的,先把车和人原来的位置标出来。「撞了一下没感觉就开走」,事后也可能被算成逃逸,拿不准就报警。保险那一条引的是示范条款,它是保险行业的统一模板,你实际能赔到什么,以自己手里的保单为准。

Author's scope notes: 有人受伤,先救人,再报警。为了救人必须挪动现场的,先把车和人原来的位置标出来。「撞了一下没感觉就开走」,事后也可能被算成逃逸,拿不准就报警。保险那一条引的是示范条款,它是保险行业的统一模板,你实际能赔到什么,以自己手里的保单为准。

YOUR PRIVATE LIST

Choose what to do with this idea

Original content by eternity4719 under CC BY 4.0. English translation is credited in the source notes. HowToLiveWorse adds a clearly labeled satirical response.

Full source and adaptation notes