19-015 · EVIDENCE A · SOURCE-SENSITIVE
Three types of compensation for work-related deaths: funeral allowance, survivor’s pension, and one-time death benefit
工亡的三笔钱要分清：丧葬补助金、供养亲属抚恤金、一次性工亡补助金
No cost involved; only a set of administrative procedures are required.
There are three distinct payments related to work-related deaths — don’t focus on just one of them. The funeral allowance equals six months of the average monthly wage of local workers from the previous year. The survivor’s pension is paid monthly based on the deceased worker’s wage: 40% goes to the spouse, while other eligible dependents each receive 30% of that wage. The one-time death benefit is a fixed amount nationwide: it equals 20 times the per capita disposable income of urban residents across China in the prior year.
A
Move “Three types of compensation for work-related deaths: funeral allowance, survivor’s pension, and one-time death benefit” to Future Me's calendar
The excuse
Future Me has a clearer calendar, more patience, and apparently the same responsibilities.
What feels good now
Today I keep a few minutes and avoid interrupting my default routine.
What the source says
The source summarizes the return this way: “There are three distinct payments related to work-related deaths — don’t focus on just one of them. The funeral allowance equals six months of the average monthly wage of local workers from the previous year. The survivor’s pension is paid monthly based on the deceased worker’s wage: 40% goes to the spouse, while other eligible dependents each receive 30% of that wage. The one-time death benefit is a fixed amount nationwide: it equals 20 times the per capita disposable income of urban residents across China in the prior year.” Evidence grade A. The original states the population, caveats, and sources; this is not a personal forecast.
Use the original facts and limits. For an urgent medical, safety, financial, or legal issue, contact a qualified local professional or service.
THE ENGLISH EDITION
Original recommendation and evidence
15. Three types of compensation for work-related deaths: funeral allowance, survivor’s pension, and one-time death benefit
Cost: No cost involved; only a set of administrative procedures are required.
In plain terms: There are three distinct payments related to work-related deaths — don’t focus on just one of them. The funeral allowance equals six months of the average monthly wage of local workers from the previous year. The survivor’s pension is paid monthly based on the deceased worker’s wage: 40% goes to the spouse, while other eligible dependents each receive 30% of that wage. The one-time death benefit is a fixed amount nationwide: it equals 20 times the per capita disposable income of urban residents across China in the prior year.
Benefit: Three separate payments are provided for work-related deaths. First, the funeral allowance equals six months of the average monthly wage of workers in the relevant regional insurance pool. Second, the survivor’s pension is paid monthly at rates set relative to the deceased worker’s wage: 40% for the spouse, 30% for each other eligible dependent. Third, the one-time death benefit is a single nationwide amount equal to 20 times the per capita disposable income of urban residents in China from the previous year, with no regional variations. For deaths occurring in 2026, this benefit totals roughly 1.13 million yuan (1,130,040 yuan), calculated as 56,502 yuan — the prior year’s per capita disposable income for urban residents — multiplied by 20.
Evidence grade: A
Sources: Regulation on Work-Related Injury Insurance Article 39: "(1) The funeral subsidy shall be the average monthly salary of employees in the previous year in the coordinated area for 6 months; (2) The dependent relatives' pension shall be paid according to a certain proportion of the employee's own salary to the relatives of the employee who died on the job who provided the main source of livelihood and was unable to work. The standards are: 40% per month for spouses, 30% per month for each other relative, and 10% per month for the elderly or orphans alone. (3) The one-time work-related death benefit standard is 20 times the national per capita disposable income of urban residents in the previous year. ". <https://www.gov.cn/gongbao/content/2011/content_1778064.htm>; National Bureau of Statistics of China (2026). Resident income and consumption expenditure in 2025. <https://www.stats.gov.cn/sj/zxfbhjd/202601/t20260119_1962321.html>
Notes: The one-time death benefit is standardized nationwide, and its exact amount updates each year based on data released by China’s National Bureau of Statistics. When negotiating compensation, claims citing “lower local standards in our region” are not valid.
Read the complete Chinese source and notes
15. 工亡的三笔钱要分清：丧葬补助金、供养亲属抚恤金、一次性工亡补助金
成本: 不花钱，办一套手续。
说人话: 因工死亡是三笔钱，别只谈其中一笔。丧葬补助金是当地上年度职工月平均工资的 6 个月。供养亲属抚恤金按死者本人工资按月发，配偶每月 40%，其他亲属每人每月 30%。一次性工亡补助金是上一年度全国城镇居民人均可支配收入的 20 倍，全国就这一个数。
收益: 因工死亡的钱分三笔。第一笔是丧葬补助金，金额是参保所在地区（统筹地区）上年度职工月平均工资的 6 个月。第二笔是供养亲属抚恤金，按死者本人工资按月发，配偶每月 40%，其他亲属每人每月 30%。第三笔是一次性工亡补助金，金额是上一年度全国城镇居民人均可支配收入的 20 倍，全国只有这一个数，不分地区。2026 年因工死亡的，这一笔是约 113 万元（1130040 元）。算法是上一年度全国城镇居民人均可支配收入 56502 元乘以 20。
证据等级: A
来源: 工伤保险条例第三十九条：「（一）丧葬补助金为6个月的统筹地区上年度职工月平均工资；（二）供养亲属抚恤金按照职工本人工资的一定比例发给由因工死亡职工生前提供主要生活来源、无劳动能力的亲属。标准为：配偶每月40%，其他亲属每人每月30%，孤寡老人或者孤儿每人每月在上述标准的基础上增加10%……（三）一次性工亡补助金标准为上一年度全国城镇居民人均可支配收入的20倍。」. <https://www.gov.cn/gongbao/content/2011/content_1778064.htm>；国家统计局 (2026). 2025 年居民收入和消费支出情况. <https://www.stats.gov.cn/sj/zxfbhjd/202601/t20260119_1962321.html>
备注: 一次性工亡补助金全国统一，金额每年随国家统计局公布的数据更新。谈赔偿时不接受「我们这边地方标准低」的说法。
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