CHAPTER 23 · 23 SOURCE ENTRIES

High-Leverage Skills to Learn

学什么技能划算

[← 回总目录](../README.md) 这一节算的是钱和时间,第 2 条另外算死亡率。前六条回答一个问题:还要不要接着读书。第 1 条先说法律划掉了哪一段选项,第 2 条算读书和寿命的关系,第 3 条看全国人的学历都在哪一档。第 4 条讲读不起的时候有哪些资助,第 5 条讲没考上普高还有什么路,第 6 条把「读书还是打工」算成一道题,给一个自己动手算的方法。后七条回答另一个问题:决定学点东西之后怎么挑。中国按工种分的工资统计,从公开的官方渠道很难逐项核实。所以这里只写查得到出处的几件事:多读一年书工资大概多多少(也叫教育回报率)、证书合不合法怎么验、培训补贴从哪里来、挑技能时看哪个维度更

Open this pinned source chapter ↗
23-001

There’s no option for anyone under 16 to “get a job”: any employer who hires them faces a fine of $5000 per month, and those willing to do so are breaking the law.

不满 16 周岁没有「去打工」这个选项:招你的单位每月被罚 5000 元,肯招的都是黑工

Most kids finish junior high at 15 or 16, right at this age threshold. Hiring anyone under 16 is illegal; each underage worker used results in a $5000 monthly penalty. Thus, any employer willing to hire you is knowingly breaking the law. Should anything go wrong, medical bills and compensation must be paid by that employer. If it refuses or goes out of business, there’s no one else to cover those costs.

Open the low-ROI detour

Move “There’s no option for anyone under 16 to “get a job”: any employer who hires them faces a fine of $5000 per month, and those willing to do so are breaking the law.” to Future Me's calendar

One more exception feels free because the bill arrives outside the current scene.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-002

Adding “education’s value” to mortality statistics: each extra year of schooling reduces adult mortality by roughly 1.9%

把「读书有没有用」也放进死亡率账里:每多受一年教育,成人死亡风险降约 1.9%

For every additional year of schooling, the average risk of dying in adulthood drops by about 1.9%. This effect is strongest among people aged 18–49, where the reduction is roughly 2.9% per extra year; for those over 70, it’s only 0.8%. Those who manage to stay in school tend to come from more privileged backgrounds, so it’s hard to isolate exactly how much of this benefit stems from education itself.

Open the low-ROI detour

Move “Adding “education’s value” to mortality statistics: each extra year of schooling reduces adult mortality by roughly 1.9%” to Future Me's calendar

I can spend longer deciding whether to start than the small action would take.

Today I keep a few minutes, a bit of persistence, some energy and avoid interrupting my default routine.

Read the source and trade-off
23-003

Before determining whether “education is losing its value,” let’s first look at the national educational structure: only 15467 people per 100000 have a college education or higher.

判断「学历是不是贬值了」之前,先看全国的学历结构:每 10 万人里只有 15467 人有大学文化程度(2020 年普查,2025 年抽样推算约 19%)

According to the 2020 census, only 15467 people per 100000 nationwide have completed college or higher education — that’s roughly 15%. Meanwhile, 34507 people per 100000 have only a junior high school education, making this the most common level of education. On average, people aged 15 and older have attended school for just 9.91 years, barely enough to finish junior high. Therefore, a junior high school education in China is far from “sufficient” — it is simply the baseline level for most people.

Open the low-ROI detour

Move “Before determining whether “education is losing its value,” let’s first look at the national educational structure: only 15467 people per 100000 have a college education or higher.” to Future Me's calendar

The routine already works until the day the source says it may not.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-004

Run the policy math first: most vocational school tuition is waived, with a 2300‑yuan grant and up to 20000 yuan in student loans per year

「读不起」先按政策算一遍:中职学费大多已免,助学金 2300 元,助学贷款每年最高 2 万

At public vocational schools, tuition is waived for rural students, urban students in agriculture‑related programs, and those from low‑income families. Starting spring 2025, a 2300‑yuan grant is available each year for both vocational and regular high‑school students. College students receive a 3700‑yuan grant annually, and they may borrow up to 20000 yuan per year via student loans. The exact amount of the grant is 0.7 yuan, which is a fixed figure set by policy. If funds remain insufficient, repayment can be deferred or alternative options explored — most students never have to drop out to work right away.

Open the low-ROI detour

Move “Run the policy math first: most vocational school tuition is waived, with a 2300‑yuan grant and up to 20000 yuan in student loans per year” to Future Me's calendar

There is no immediate alarm, so the sensible choice can wait for a less busy week.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-005

Failing to get into regular high school doesn’t mean your path ends: secondary vocational schools offer linked admission programs and separate exams, and employers can lower educational requirements for skilled roles.

没考上普高不等于路断了:中职有贯通招生和单独考试,技能岗位招聘还可以降学历要求

The Vocational Education Law enacted in 2022 explicitly states that vocational education holds equal status to general education. Secondary vocational schools can enroll students through linked admission programs with higher vocational institutions, which in turn must reserve a set proportion of their enrollment slots or hold separate exams specifically for secondary vocational graduates. Employers are also prohibited from setting eligibility barriers based on a candidate’s vocational school background. Failing to meet the cutoff for regular high school admission simply means you get to choose a different path — it does not leave you stuck with a junior high school diploma.

Open the low-ROI detour

Move “Failing to get into regular high school doesn’t mean your path ends: secondary vocational schools offer linked admission programs and separate exams, and employers can lower educational requirements for skilled roles.” to Future Me's calendar

Future Me has a clearer calendar, more patience, and apparently the same responsibilities.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-006

Treating “work now or study further” as a calculation: the three years of early earnings versus decades of future income

把「读书还是打工」算成一道题:早挣的三年工资,对上往后几十年的年收入差

Lay both options side by side on paper. Working early yields only three years of wages from low‑skill jobs. Continuing education, on the other hand, delivers extra yearly earnings for the next three or four decades. In Chinese cities, each additional year of schooling raises average income by roughly 4.0% (in 1988) up to 10.2% (in 2001). These figures are somewhat dated and should be viewed only as rough estimates.

Open the low-ROI detour

Move “Treating “work now or study further” as a calculation: the three years of early earnings versus decades of future income” to Future Me's calendar

If I do not open the notes, no new task has technically appeared.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-007

Keep this baseline in mind: on average worldwide, each additional year of schooling yields a personal return of roughly 9% per year.

先记住基准线:多受一年教育,全球平均的私人回报(落到自己收入上的那部分)约为每年 9%

Globally, each extra year of formal schooling translates into about a 9% annual increase in personal income; this benefit tends to be higher for women than for men. This figure applies to regular schooling, not to short courses or workshops. Think of it as a yardstick: if a course costs 30000 yuan and lasts half a year, ask whether its expected income boost matches what one extra year of schooling would deliver.

Open the low-ROI detour

Move “Keep this baseline in mind: on average worldwide, each additional year of schooling yields a personal return of roughly 9% per year.” to Future Me's calendar

One more exception feels free because the bill arrives outside the current scene.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-008

Before spending money on a certification, first verify whether it appears in the National Vocational Qualification Catalogue or in the list of evaluation agencies registered with the Ministry of Human Resources and Social Security.

花钱考证之前,先查这张证在不在国家职业资格目录或人社部备案的评价机构名单里

Some organizations run training programs, charge fees, and issue certificates under the guise of new occupations or skill levels, while others even impersonate authoritative institutions. The Ministry of Human Resources and Social Security has taken targeted actions to curb such practices. Before enrolling, follow three steps: confirm whether the occupation is listed in the National Vocational Qualification Catalogue; verify that the issuing agency is registered with the Ministry; and check whether the certificate number can be found on the official platform. If any of these checks fail, any money spent on enrollment is essentially wasted.

Open the low-ROI detour

Move “Before spending money on a certification, first verify whether it appears in the National Vocational Qualification Catalogue or in the list of evaluation agencies registered with the Ministry of Human Resources and Social Security.” to Future Me's calendar

I can spend longer deciding whether to start than the small action would take.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-009

It’s best to use government subsidies for training — don’t jump straight to paying for commercial courses out of pocket.

培训优先走政府补贴渠道,别一上来就自费报商业班

From 2025 through late 2027, the government plans to provide subsidized training to over 30 million participants. Funding comes from multiple sources, including employment assistance funds, unemployment insurance funds, and corporate education budgets. The more in-demand a profession is and the higher the training cost, the larger the subsidy. Employees should ask their employers first; everyone else should review their local Human Resources and Social Security Bureau’s subsidy list before deciding what to study.

Open the low-ROI detour

Move “It’s best to use government subsidies for training — don’t jump straight to paying for commercial courses out of pocket.” to Future Me's calendar

The routine already works until the day the source says it may not.

Today I keep a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-010

When picking a skill to learn, prioritize those that require hands-on work and on-the-spot judgment — these are the hardest for automation to replace.

挑技能时优先看「要不要动手、要不要现场判断」,这类最难被自动化顶掉

According to U.S. estimates, roughly 47% of jobs carry a relatively high risk of being taken over by computers. Later studies that evaluated individual tasks instead yielded a much lower percentage. Three core challenges currently prevent machines from handling certain jobs: manual dexterity, creative problem-solving, and social interaction. Hence, roles that demand physical work in unpredictable environments and real-time decision-making are far less likely to be automated, while jobs with rigid processes and heavy information processing carry the highest risk.

Open the low-ROI detour

Move “When picking a skill to learn, prioritize those that require hands-on work and on-the-spot judgment — these are the hardest for automation to replace.” to Future Me's calendar

There is no immediate alarm, so the sensible choice can wait for a less busy week.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-011

Check first whether a skill has an official grading system and if those grades can translate into pay raises

学之前先确认这个技能有没有等级评价,等级能不能换成钱

The government is promoting a “New Eight-Level Worker” system that requires companies to link job pay to employees’ skill levels. Outstanding workers can even have their skill grades recognized regardless of seniority or years of experience. This is the policy direction, though implementation varies widely across regions and companies. Only skills with established national occupational standards and grading pathways can eventually lead to pay increases based on those grades — so it’s worth checking first before you invest time in learning them.

Open the low-ROI detour

Move “Check first whether a skill has an official grading system and if those grades can translate into pay raises” to Future Me's calendar

Future Me has a clearer calendar, more patience, and apparently the same responsibilities.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-012

Don’t take “high wages advertised online” as proof of labor shortages — check local lists of in‑demand occupations and subsidy programs instead.

别把「网上说工资高」当成缺人,去查当地的紧缺职业目录和补贴目录

The amount of training subsidies each region offers for a given occupation is set based on how urgently that occupation is needed and on the cost of training. Thus, the subsidy level itself shows whether workers are in short supply locally. Claims online about “monthly earnings for a certain job” are usually just posted rates on hiring platforms or self‑reported figures. Those figures come mainly from people who are already earning money, and they ignore working hours, commuting time, occupational illnesses, and seasonal fluctuations.

Open the low-ROI detour

Move “Don’t take “high wages advertised online” as proof of labor shortages — check local lists of in‑demand occupations and subsidy programs instead.” to Future Me's calendar

If I do not open the notes, no new task has technically appeared.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-013

For the same cost and time, prioritize short-duration programs that lead directly to employment

同样的钱和时间,优先选能直接上岗的短周期项目

Government policies favor short-term training programs and micro-specializations at vocational colleges that lead to quick employment. The sole criterion for selecting such programs is whether they offer a concrete job opportunity upon completion. Programs lasting a year or more, which require additional “experience-building” after graduation, end up costing far more than advertised. It’s crucial to define clear exit conditions upfront: specify the level of skill mastery required before one can stop the program if no job has been secured.

Open the low-ROI detour

Move “For the same cost and time, prioritize short-duration programs that lead directly to employment” to Future Me's calendar

One more exception feels free because the bill arrives outside the current scene.

Today I keep a little money, a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-014

After studying, close the book and test yourself — don’t just reread it.

学完先合上书自己考一遍,别回头重读

Rereading a section often makes it seem very familiar, but that doesn’t mean you’ve actually retained it well. Testing yourself after reading yields noticeably better results. In classrooms where brief quizzes are added, average test scores rise by a moderate amount. When ranking ten common study methods, self-testing comes out on top. After finishing a section, try writing down the key points from memory before checking them against the text.

Open the low-ROI detour

Move “After studying, close the book and test yourself — don’t just reread it.” to Future Me's calendar

I can spend longer deciding whether to start than the small action would take.

Today I keep a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-015

Spread the same study time over several days instead of cramming it all at once

把同样的时间摊到几天,别一次学完

Studying the same amount of material over several days helps you retain it far better than cramming it all at once. 317 separate experiments have all confirmed this same conclusion. There’s also a practical rule to follow: the longer you want to retain the information, the longer the interval between review sessions should be. If a test is tomorrow, review the material that day; if it’s a month away, schedule a few review sessions in between.

Open the low-ROI detour

Move “Spread the same study time over several days instead of cramming it all at once” to Future Me's calendar

The routine already works until the day the source says it may not.

Today I keep a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-016

Don’t treat highlighting, rereading, and summarizing as primary study methods

别把划重点、反复读、写摘要当成主要学法

Highlighting and rereading are the most common study habits among students, yet both rank at the very bottom among ten widely used learning strategies. Summarizing, keyword memorization, and visualizing text with images also fall into the lowest tier. They’re not completely useless, but only work under very specific conditions, so spending the same amount of time on self-testing yields far better results.

Open the low-ROI detour

Move “Don’t treat highlighting, rereading, and summarizing as primary study methods” to Future Me's calendar

There is no immediate alarm, so the sensible choice can wait for a less busy week.

Today I keep a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-017

Mixing different types of exercises rather than doing twenty of the same kind

几种题型混着练,别一种连做二十道

Practicing one type of problem over and over makes it feel easy at the time, but later you might struggle to recall which method to apply. Mixing several types together yields better long‑term results — though the improvement is moderate. This technique works best with visual material such as drawings or categorization tasks; it has a smaller effect on math problems, and for vocabulary memorization it’s actually better to practice in blocks.

Open the low-ROI detour

Move “Mixing different types of exercises rather than doing twenty of the same kind” to Future Me's calendar

Future Me has a clearer calendar, more patience, and apparently the same responsibilities.

Today I keep a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-018

Don’t pick learning methods based on “I’m a visual learner, he’s an auditory learner”

别按「我是视觉型、他是听觉型」挑学法

Many people believe each person has a distinct learning style — such as being visual or auditory — and that teaching should be tailored to that style for best results. Yet there are very few rigorous studies on this, and almost none provide any support for it; several even show the opposite. While people do have personal preferences, there’s no evidence that instruction aligned with those preferences leads to better learning. There’s also no need to spend money on learning style assessments.

Open the low-ROI detour

Move “Don’t pick learning methods based on “I’m a visual learner, he’s an auditory learner”” to Future Me's calendar

If I do not open the notes, no new task has technically appeared.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-019

Test yourself using questions based on how you’ll use the material later; don’t just recite it verbatim

要背的内容按将来的用法出题考自己,别原样背一遍就算完

Testing yourself after closing the book offers benefits far beyond rote memorization. Extensive experimental comparisons confirm that practice testing transfers effectively to varied question formats, practical applications, and complex reasoning tasks. However, its benefit diminishes in two scenarios: when question-and-answer pairings are reversed, and when the underlying concepts were merely read without any active retrieval attempt.

Open the low-ROI detour

Move “Test yourself using questions based on how you’ll use the material later; don’t just recite it verbatim” to Future Me's calendar

One more exception feels free because the bill arrives outside the current scene.

Today I keep a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-020

First, figure out which professional series and level you belong to, then find the right application channels based on your employer type.

评职称先弄清自己在哪个系列、哪一级,再按单位性质找申报渠道

There are 27 professional series nationwide, each divided into junior, intermediate, and senior levels. Generally, you must progress through these levels one by one. Employees working for organizations must have their applications reviewed and publicly posted by their employer before submission. Those working for private firms can apply via local professional qualification service centers, talent agencies, or industry associations. Self-employed individuals should apply through the local human resources and social security department.

Open the low-ROI detour

Move “First, figure out which professional series and level you belong to, then find the right application channels based on your employer type.” to Future Me's calendar

I can spend longer deciding whether to start than the small action would take.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-021

Entry- and intermediate-level accounting titles are earned via a national unified exam; first check your education level and work experience to see if you qualify.

会计这类初级、中级职称靠全国统考拿,先对照学历和工作年限去报名

Many entry- and intermediate-level professional titles are awarded solely through exams; passing the test is enough, with no additional evaluation needed. Accounting falls under this category: an assistant accountant must have at least a high school diploma, while a full accountant requires a bachelor’s degree plus four years of accounting work experience, or an associate degree plus five years. Those who already hold certain professional certifications may also be recognized as meeting the corresponding title requirements.

Open the low-ROI detour

Move “Entry- and intermediate-level accounting titles are earned via a national unified exam; first check your education level and work experience to see if you qualify.” to Future Me's calendar

The routine already works until the day the source says it may not.

Today I keep a little money, a few minutes, a bit of persistence and avoid interrupting my default routine.

Read the source and trade-off
23-022

Don’t hire agents to handle evaluations, don’t pay for ghostwritten papers, and don’t falsify any application materials: any proven violations will result in immediate revocation of your professional title and a 3-year entry in your integrity record.

别找中介代评、别买论文代写、别在材料上造假:查实就撤销职称,记诚信档案 3 年

Any professional title obtained through fake materials, ghostwritten papers, or plagiarized work will be revoked upon verification. A record of this misconduct stays on file for 3 years and is shared with the national credit database. If you sign a commitment statement during application and later prove it to be false, you will be barred from applying for any title for 3 years. Labor and social security authorities also actively crack down on agents that make false claims, pose as official evaluators, or sell counterfeit certificates.

Open the low-ROI detour

Move “Don’t hire agents to handle evaluations, don’t pay for ghostwritten papers, and don’t falsify any application materials: any proven violations will result in immediate revocation of your professional title and a 3-year entry in your integrity record.” to Future Me's calendar

There is no immediate alarm, so the sensible choice can wait for a less busy week.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off
23-023

Having a professional title doesn’t automatically mean a pay raise: first find out whether your employer uses a post‑based quota for evaluation and hiring, or if getting the title doesn’t guarantee a post or raise.

拿到职称不等于涨工资:先问清单位是按岗位比例评聘,还是评了不一定聘

Professional titles serve as the basis for hiring, performance reviews, and promotions, but earning a title and actually being assigned to a corresponding post are two different things. In public institutions, titles are usually awarded within a set post‑ratio, and most people who earn them do get hired. Organizations without post‑based management can separate evaluation from hiring; in such cases, earning a title doesn’t guarantee a post or higher pay. When moving to another organization or region, you may need to re‑evaluate or re‑confirm your title.

Open the low-ROI detour

Move “Having a professional title doesn’t automatically mean a pay raise: first find out whether your employer uses a post‑based quota for evaluation and hiring, or if getting the title doesn’t guarantee a post or raise.” to Future Me's calendar

Future Me has a clearer calendar, more patience, and apparently the same responsibilities.

Today I keep a few minutes and avoid interrupting my default routine.

Read the source and trade-off

Source snapshot: a994b6a0c90598b0fe15cb837343f438dbf7b95d. Every original stays available in Chinese alongside the English edition.